body {
margin: 0 auto;
padding: 0;
font: 76% Verdana,Tahoma,Arial,sans-serif;
background: #f4f4f4 url(/images/bg.gif) top center repeat-y;
}

#wrap {
background: #ffffff;
color: #303030;
margin: 0 auto;
width: 760px;
}

#header {
clear: both;
margin: 20px 0 10px 0;
padding: 0 0 10px 0;
height: 45px;
}

#breadcrumb {
clear: both;
margin: 0;
padding: 0 0 0 190px;
height: 25px;
font-size: 0.8em;
color: #808080;
}

#breadcrumb a, #breadcrumb a:visited {
color: #808080;
text-decoration: none;
}

#breadcrumb a:hover {
color: #808080;
text-decoration: underline;
}

#breadcrumb a.selected {
color: #0c2e82;
}

#header h1 {
display: none;
}

#menu-l {
clear: left;
float: left;
width: 170px;
padding: 0;
margin: 0;
font-size: 1em;
}

#menu-r {
float:right;
width: 130px;
margin: 0 0 20px 10px;
padding: 0;
}

#menu-l h3, #menu-r h3{
font-size: 0.8em;
margin: 1em 0 0 0;
line-height: 1.6em;
}

.menutext {
font-size: 0.8em;
margin: 1em 0 0 1em;
line-height: 1.6em;
}

#menu-r p, #menu-r p {
font-size: 0.8em;
font-weight: normal;
}

#menu-l ul {	
list-style: none;
width: 170px;
margin: 0 0 10px 0;
padding: 0;
font-size: 1em;
}

#menu-r ul {	
list-style: none;
width: 130px;
margin: 0 0 10px 0;
padding: 0;
font-size: 1em;
}	

#menu-l li, #menu-r li {
margin-bottom: 4px;
}

#menu-l li a {
font-weight: bold;
font-size: 0.8em;
height: 1.4em;
text-decoration: none;
color: #0c2e82;
display: block;
padding: 3px 0 3px 9px;
background: #eaeaea;
height: 14px;
background-image: url(/images/menu-l-li-normal-bg.gif);
}	
	
#menu-l li a.selected, #menu-l li a:hover {
color: #000000;
background-image: url(/images/menu-l-li-active-bg.gif);
}

#menu-l li a.selected1 {
color: #FFFFFF;
background-image: url(/images/menu-l-li-active1-bg.gif);
}

#menu-l li a.selected2 {
color: #FFFFFF;
background-image: url(/images/menu-l-li-active2-bg.gif);
}

#menu-l ul li ul {	
padding: 0;
margin: 0;
margin-top: 4px;
}	

#menu-l li ul li a {
border-left: none;
background-image: url(/images/menu-l-li-li-normal-bg.gif);
padding-left: 9px;
height: 14px;
color: #0c2e82;
font-weight: normal;
}
	
#menu-l li ul li a.selected, #menu-l li ul li a:hover {
border-left: none;
background-image: url(/images/menu-l-li-li-active-bg.gif);
padding-left: 9px;
height: 14px;
color: #000000;
font-weight: normal;
}

#menu-l ul li ul li ul {	
padding: 0;
margin: 0;
margin-top: 4px;
margin-bottom: 6px;
}

#menu-l li ul li ul li a {
margin: 0;
padding: 0;
border-left: none;
background: none;
background-color: #FFFFFF;
padding-left: 9px;
padding-right: 0;
padding-top: 4px;
color: #0c2e82;
font-weight: normal;
font-size: 0.75em;
}	
	
#menu-l li ul li ul li a.selected, #menu-l li ul li ul li a:hover {
margin: 0;
padding: 0;
border-left: none;
background: none;
background-color: #FFFFFF;
padding-left: 9px;
padding-right: 0;
padding-top: 4px;
color: #000000;
font-weight: normal;
font-size: 0.75em;
}

#menu-l li ul li ul li .arrow {
font-weight: bold;
color: #0c2e82;
}

#menu-r li a {
font-weight: bold;
font-size: 0.8em;
height: 1.4em;
text-decoration: none;
color: #0c2e82;
display: block;
padding: 3px 0 3px 9px;
background: #eaeaea;
height: 14px;
background-image: url(/images/menu-r-li-normal-bg.gif);
}	
	
#menu-r li a.selected, #menu-r li a:hover {
color: #000000;
background-image: url(/images/menu-r-li-active-bg.gif);
}

#menu-r li a.selected1 {
color: #FFFFFF;
background-image: url(/images/menu-r-li-active1-bg.gif);
}

#menu-r li a.selected2 {
color: #FFFFFF;
background-image: url(/images/menu-r-li-active2-bg.gif);
}

#menu-r ul.normal {	
list-style: none;
width: 130px;
margin: 9px 0 10px 0;
padding: 0;
font-size:1.1em;
font-weight: normal;
line-height: 0.9em;
}	

#menu-r ul.normal li {
border:none;
text-decoration: none;
border: 0;
padding: 0;
margin: 0;
background: #ffffff;
color: #000000;
display:block;
font-weight: normal;
font-size:0.8em;
}	

#menu-r ul.normal li a, #menu-r ul.normal li a:visited {
text-decoration: none;
color: #0c2e82;
display:inline;
border: 0;
padding: 0;
margin: 0;
background: #ffffff;
font-weight: normal;
}

#menu-r ul.normal li a:hover {
text-decoration: none;
text-decoration: underline;
color: #0c2e82;
border: 0;
padding: 0;
margin: 0;
background: #ffffff;
font-weight: normal;
}

#menu-r .header {
font-weight: bold;
font-size: 0.8em;
text-decoration: none;
color: #0c2e82;
display: block;
padding: 3px 0 3px 9px;
height: 14px;
width: 121px;
background-image: url(/images/menu-r-li-normal-bg.gif);
overflow:hidden;
}

#menu-r .header1 {
font-weight: bold;
font-size: 0.8em;
text-decoration: none;
color: #FFFFFF;
display: block;
padding: 3px 0 3px 9px;
height: 14px;
width: 121px;
background-image: url(/images/menu-r-li-active1-bg.gif);
overflow:hidden;
}

#menu-r .header2 {
font-weight: bold;
font-size: 0.8em;
text-decoration: none;
color: #FFFFFF;
display: block;
padding: 3px 0 3px 9px;
height: 14px;
width: 121px;
background-image: url(/images/menu-r-li-active2-bg.gif);
overflow:hidden;
}

.leftquote {
font-family:Verdana,Tahoma,Arial,sans-serif;
font-size:0.9em;
line-height:1.6em;
color: #808080;
padding-top:0;
margin:0 0 10px 0;
}

.leftquoteby {
font-size: 0.8em;
color: #02428e;
}

#content {
margin: 0 140px 20px 180px;
padding: 0 11px 0 11px;
line-height: 1.6em;
text-align: left;
min-height: 200px;
}

#content h1 {
margin-top:0;
font-size: 1.5em;
color: #0c2e82;
}

#content h2 {
margin-top:0;
font-size: 1.3em;
color: #0c2e82;
}

#content h3 {
margin-top:0;
font-size: 1.2em;
color: #0c2e82;
}

#content h4 {
margin-top:0;
font-size: 1.1em;
color: #0c2e82;
}

#content p {
margin-top:0;
font-size: 1em;
color: #303030;
}

#content img {
padding-bottom: 5px;
}

#content ul { 
	list-style-image: url(/images/li.gif);
}

#content ul ul{ 
	list-style-image: url(/images/li-li.gif);
}

a {
text-decoration: none;
color: #0c2e82;
}

a:hover {
text-decoration: underline;
color: #0c2e82;
}

a img {
border: 0;
}

#footer {
clear: both;
margin: 0 auto;
padding: 11px 0 20px 0;
border-top:none;
width: 760px;
text-align: center;
color: #808080;
font-size: 0.8em;
}

#footer a {
color: #808080;
text-decoration: none;
}

#footer a:hover {
text-decoration: underline;
}

.left {
margin: 10px 10px 5px 0;
float: left;
}

.staff-l {
margin: 5px 10px 250px 0;
float: left;
}

.staff-r {
margin: 5px 0 250px 10px;
float: right;
}

.thumb-l {
margin: 5px 10px 0 0;
float: left;
}

.nl {
margin-bottom: 110px;
}

.office {
margin: 5px 0 0 0;
float: right;
}

.clear {
clear: both;
margin:0;
padding:0;
}

th {
text-align: left;
background: #f4f4f4;
}

.stripe {
background: #f4f4f4;
}

caption {
display:none;
}

.right {
margin: 10px 0 5px 10px;
float: right;
}

.textright {
text-align: right;
}

.center {
text-align: center;
}

.smallish {
font-size: 0.9em;
}

.small {
font-size: 0.8em;
}

.bold {
font-weight: bold;
}

.hide {
display: none;
}

.imageleft {
float: left;
margin-right: 10px;
margin-top: 5px;
}

.imageright {
float: right;
margin-left: 10px;
margin-top: 5px;
}

form {
padding: 0;
margin: 0;
}

form em {
display: block;
font-style:normal;
margin-top: 5px;
}

label {
float: left;
width: 35%;
}

fieldset {
border: 1px solid #1A84BA;
padding: 10px;
margin-bottom: 10px;
}

legend {
font-weight:normal;
color: #303030;
}

.fmbutton{
padding: 0 0 0 8px;
border: none;
font-size: 0.9em;
font-weight:bolder;
color: #0c2e82;
height: 20px;
width: 130px;
background: url(/images/menu-r-li-normal-bg.gif);
text-align: left;
cursor:pointer;
cursor:hand; 
}

.fmbutton:hover {
background: url(/images/menu-r-li-active-bg.gif);
color: #000000;
}

hr {
border:none 0;
border-top:1px solid #1a84ba;
width:100%;
height:1px;
margin: 1em 0 1em 0;
}

.quickenquiry {
width:100%;
padding:5px 5px 5px 5px;
*padding:4px 5px 3px 5px;
color:#FFFFFF;
background:#1A84BA;
font-size:0.9em;
*font-size:1em;
font-weight:bold;
border-color:#eaeaea;
}

.button1{
width:100%;
padding:5px 5px 5px 5px;
*padding:4px 5px 3px 5px;
color:#FFFFFF;
background:#0c2e82;
font-size:0.9em;
*font-size:1em;
font-weight:bold;
border-color:#eaeaea;
}

.errorbox {
font-weight: bold;
color: #FFFFFF;
text-align: center;
border: 1px solid #FFFFFF;
margin: 8px 0 8px 0;
padding: 8px;
background-color: #FF0000;
}

.error {
font-weight: bold;
color: #FF0000;
}

.successbox {
font-weight: bold;
color: #FFFFFF;
text-align: center;
border: 1px solid #FFFFFF;
margin: 8px 0 8px 0;
padding: 8px;
background-color: #79BB69;
}

.success {
font-weight: bold;
color: #79BB69;
}

#homeslide {
position:relative;
width:412px;
height:284px;
padding-bottom:15px;
overflow:hidden;
}

#homeslide #listening {
position:absolute;
display:block;
top:140px;
left:25px;
padding:0;
margin:0;	
color:#8dccf0;
font-size:28px;
line-height:50px;
height:50px;
display:none;
}	

#homeslide #understanding {
position:absolute;
display:block;
top:180px;
left:25px;
padding:0;
margin:0;	
color:#8dccf0;
font-size:28px;
line-height:50px;
height:50px;
display:none;
}	

#homeslide #advising {
position:absolute;
display:block;
top:220px;
left:25px;
padding:0;
margin:0;	
color:#8dccf0;
font-size:28px;
line-height:50px;
height:50px;
display:none;
}	

#homeslidetext {
position:relative;
width:412px;
height:141px;
overflow:hidden;
}

#homeslidetext #listeningtext {
margin:0;
padding:0 0 8px 0;
display:none;
}

#homeslidetext #understandingtext {
margin:0;
padding:0 0 8px 0;
display:none;
}

#homeslidetext #advisingtext {
margin:0;
padding:0 0 8px 0;
display:none;
}

.menu-l-box-header{
background: url(/images/menu-l-box-header-bg.gif) top left no-repeat;
width:141px;
height:10px;
margin:0;
padding:0;
overflow:hidden;
}

.menu-l-box-footer{
background: url(/images/menu-l-box-footer-bg.gif) top left no-repeat;
width:141px;
height:10px;
margin:0 0 10px 0;
padding:0;
overflow:hidden;
}

.menu-l-box-content {
background: url(/images/menu-l-box-bg.gif) top left no-repeat;
width:121px;
margin:0;
padding:0 10px 0 10px;
background-color:#00a9e5;
}

.menu-l-box-content p {
margin: 0;
padding:0;
font-size:0.9em !important;
line-height: 1.2em;
color:#FFFFFF;
}

.menu-l-box-content a, .menu-l-box-content a:hover , .menu-l-box-content a:visited {
color:#FFFFFF;
}

.menu-r-box-header{
background: url(/images/menu-r-box-header-bg.gif) top left no-repeat;
width:130px;
height:10px;
margin:0;
padding:0;
overflow:hidden;
}

.menu-r-box-footer{
background: url(/images/menu-r-box-footer-bg.gif) top left no-repeat;
width:130px;
height:10px;
margin:0 0 10px 0;
padding:0;
overflow:hidden;
}

.menu-r-box-content {
width:110px;
margin:0;
padding:0 10px 0 10px;
background-color:#02428e;
}

.menu-r-box-content p {
margin: 0;
padding:0;
font-size:0.9em !important;
line-height: 1.2em;
color:#FFFFFF;
}

.menu-r-box-content a, .menu-r-box-content a:hover , .menu-r-box-content a:visited {
color:#FFFFFF;
}